ccdeck
Capital One

Capital One VentureOne Rewards Credit Card

The VentureOne is the no-fee entry point to Capital One's miles program: 1.25X miles on everything, 5X on hotels and rental cars booked through Capital One Travel, and no annual fee or foreign transaction fee. It earns the same transferable Capital One miles as the Venture and Venture X, which is the real reason to consider it, because a beginner can start building a miles balance without committing to a fee. The trade is a lower base rate and a thinner benefit set, so it suits someone who wants miles and a 0% intro APR for 15 months more than someone optimizing earn rate.

Apply at Capital One Issuer terms

Direct link to the issuer. We don't currently have an affiliate relationship for this card.

Capital One VentureOne Rewards Credit Card card art
  • Annual fee
    Free
  • Welcome offer
    20,000 miles
    ≈$300 at our valuation
    after $500 in 3 months
  • Recommended credit
    690-770
    Median 710. See why →

Earning rates

on Capital One Miles
  • 5x
    Capital One Entertainment
    Capital One Entertainment only
  • 5x
    Travel Portal
    Hotels/cars via Capital One Travel
  • 1.25x
    Everything else

Benefits and credits

Purchase and protection benefits

  • $0 Fraud Liability

financing

  • 0% Intro APR for 15 Months

rewards

  • Transfer Miles to 15+ Travel Partners

Elite status conferred

  • hertz
    Hertz Five Star

Pricing and fees

Full Pricing and Terms
Purchase APR
18.49% to 28.49%
Foreign tx
None
Penalty APR (cap)
Not disclosed
Balance transfer
18.49% to 28.49%
Fee 3.00%
Cash advance
Not disclosed
Fee $5 or 5.00%, whichever is greater
Late / returned
$40 · Not disclosed

Eligibility and application

  • Card type
    Unsecured personal card
  • Pre-qualification
    Soft-pull pre-qualification available
  • Application inquiry
    Hard credit inquiry on submission
  • Approval bureau
    Not disclosed by issuer
  • Authorized user fee
    Not disclosed
  • Reports AU to bureaus
    Yes
    No published age restriction.
    Issuer policy

How the recommended credit score is derived

Reported by users, not disclosed by the issuer. Synthesized from community-reported approval data points and cross-checked against industry editorial guidance for consensus.

4 data points reviewed

Similar cards

Cards with the most in common, based on the math.

See all comparisons
  • Capital One Venture Rewards Credit Card card art
    Capital One Venture Rewards Credit Card
    Capital One

    The Venture Rewards is Capital One's workhorse travel card, built around one idea: a flat 2X miles on everything with none of the category tracking a tiered card demands.

    $95 annual fee
    View card Compare
  • Citi Double Cash Card card art
    Citi Double Cash Card
    Citi · Mastercard

    The Citi Double Cash is the card that made the flat 2% mainstream, and the structure is its whole pitch: 1% when you buy and another 1% as you pay it off, with no categories to track and no annual fee.

    $0 annual fee
    View card Compare
  • Wells Fargo Active Cash Card card art
    Wells Fargo Active Cash Card
    Wells Fargo · Visa

    The Active Cash is Wells Fargo's flagship flat-rate card, and the pitch is a single number: unlimited 2% cash rewards on every purchase with no categories to track and no annual fee.

    $0 annual fee
    View card Compare

Sources

Data current as of June 9, 2026 Report an inaccuracy

Affiliate disclosure

ccdeck may earn a commission from links on this page. This does not affect our editorial rankings, and we will say so when the card we get paid on is not the best pick for you.

Not financial advice

ccdeck is not a financial advisor. Information here is for educational purposes only. Confirm card terms with the issuer before applying.