Guides

4 planned

Strategy pieces in plain English. Each one earns its read time by saying something the conventional wisdom doesn't.

Building the perfect Trifecta in 2026

Three Chase cards. One points pool. One annual fee. The setup most readers should start from.

Coming soon
Are premium travel cards still worth the annual fee?

The math on $695 cards in 2026. When the credits cover it, when they don't, and when the issuer is hoping you forget.

Coming soon
The 5/24 rule, explained without jargon

Why Chase counts every card you've opened at every issuer, and how to plan around it without overthinking.

6 min read
When to actually open your next card

Forecast your real spend, value the signup bonus, count what a hard pull costs your credit profile. Then ignore Reddit.

Coming soon