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American Express

Blue Cash Everyday Card from American Express

Blue Cash Everyday is the no-annual-fee Blue Cash sibling: 3% back on the same supermarket-online-gas trio that the Preferred earns 6% on, capped at a more modest $6,000 per category per year. It is the right pick when you don't spend enough at the grocery store to amortize a $95 fee, or when you want a starter Amex with a 15-month 0% intro APR for a planned big purchase. The $84 Disney Streaming Credit pays for itself if you keep an active subscription.

See current offer Issuer terms
Blue Cash Everyday Card from American Express card art
  • Annual fee
    Free
  • Welcome offer
    $200
    after $2,000 in 6 months
  • Recommended credit
    670-790
    Median 720. See why →

Earning rates

on Cashback
  • 3x
    Gas
    Cap $6,000
  • 3x
    U.S. Online Retail
    Cap $6,000
  • 3x
    U.S. Supermarkets
    Cap $6,000
  • 1x
    Everything else

Benefits and credits

Travel credits and perks

  • Global Assist Hotline

Lifestyle credits

  • $84 Disney Streaming Credit
    $7

Purchase and protection benefits

  • Purchase Protection
    Up to $1,000 · 90d

Travel and purchase coverage

  • Rental car collision damage waiver
    Secondary coverage

Pricing and fees

Full Pricing and Terms
Purchase APR
19.49% to 28.49%
Foreign tx
2.70%
Penalty APR (cap)
29.99%
Balance transfer
19.49% to 28.49%
Fee $5 or 3.00%, whichever is greater
Cash advance
28.74%
Fee $10 or 5.00%, whichever is greater
Late / returned
$40 · $40

Eligibility and application

  • Card type
    Unsecured personal card
  • Pre-qualification
    Soft-pull pre-qualification available
  • Application inquiry
    Hard credit inquiry on submission
  • Approval bureau
    Not disclosed by issuer
  • Authorized user fee
    Free
  • Reports AU to bureaus
    Not disclosed

How the recommended credit score is derived

Reported by users, not disclosed by the issuer. Synthesized from community-reported approval data points and cross-checked against industry editorial guidance for consensus.

4 data points reviewed

Similar cards

Cards with the most in common, based on the math.

  • Blue Cash Preferred Card from American Express card art
    Blue Cash Preferred Card from American Express
    Amex

    Blue Cash Preferred is the suburban-grocery-and-streaming card: 6% cash back at U.S.

    $95 annual fee
    View card Compare
  • Chase Freedom Unlimited card art
    Chase Freedom Unlimited
    Chase · Visa

    The Freedom Unlimited is the workhorse no-annual-fee card that quietly earns 1.5% on everything plus elevated rates on dining, drugstores, and Chase Travel.

    $0 annual fee
    View card Compare
  • Hilton Honors American Express Card card art
    Hilton Honors American Express Card
    Amex

    Hilton Honors is the no-annual-fee entry to the Hilton trio.

    $0 annual fee
    View card Compare

Sources

Data current as of May 14, 2026 Report an inaccuracy

Affiliate disclosure

ccdeck may earn a commission from links on this page. This does not affect our editorial rankings, and we will say so when the card we get paid on is not the best pick for you.

Not financial advice

ccdeck is not a financial advisor. Information here is for educational purposes only. Confirm card terms with the issuer before applying.