Blue Cash Everyday Card from American Express vs. Blue Cash Preferred Card from American Express
Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.
Blue Cash Everyday Card from American Express
Amex
Blue Cash Preferred Card from American Express
Amex
Blue Cash Everyday Card from American Express and Blue Cash Preferred Card from American Express split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.
Blue Cash Everyday Card from American Express wins on annual fee; Blue Cash Preferred Card from American Express wins on earning ceiling.
Pick the Blue Cash Preferred Card from American Express if year-one math is your priority; take the Blue Cash Everyday Card from American Express if you want a cheaper card to keep long-term.
Who wins what
1 vs 1 (1 tie)- First-year math Tie
Both cards land within $25 of each other after the annual fee.
- Annual fee Blue Cash Everyday Card from American Express
Blue Cash Everyday Card from American Express is $95 cheaper to keep.
- Earning ceiling Blue Cash Preferred Card from American Express
Blue Cash Preferred Card from American Express earns more on its best category (6× vs 3×).
By the numbers
- Annual fee
- Free
- $95
- Welcome offer (typical value)
- $200
- $300
- First-year net
- +$200
- +$205
- Peak earning rate
- 3×
- 6×
- Top categories
- U.S. Supermarkets, U.S. Online Retail, Gas
- U.S. Supermarkets, Streaming, Transit
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- 2.70%
- 2.70%
- Reward currency
- Cashback
- Cashback
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.