Delta SkyMiles Platinum American Express Card

Delta Platinum is the cobrand for Delta loyalists who want a real path to Medallion status without paying for the Reserve. The headline is the $2,500 MQD Headstart, which puts $2,500 toward your annual Medallion qualifying dollars before you fly a single mile. The annual Companion Certificate on Main Cabin domestic flights covers the $350 fee in one round-trip for two, and the rideshare plus Delta Stays credits add up to $270/year if you use them. The 3x at Delta and hotels keeps everyday Delta-flier spend competitive with general-purpose cards.

Apply at Amex Issuer terms

Direct link to the issuer. We don't currently have an affiliate relationship for this card.

Delta SkyMiles Platinum American Express Card card art

Metal card

Annual fee

$350

$29.17/mo equivalent
Welcome offer

90,000 miles

≈$1,080 at our valuation
after $3,000 in 6 months
Recommended credit

700-790

Median 730. See why →

Earning rates

on Delta SkyMiles

3x

Airfare

Delta direct
3x

Hotels Resorts

Direct only
2x

Dining

U.S. + worldwide
2x

U.S. Supermarkets

U.S. only
1x

Everything else

Benefits and credits

Travel credits and perks

$150 Delta Stays Credit

$150
$2,500 MQD Headstart
Annual Companion Certificate
First Checked Bag Free
Global Assist Hotline
MQD Boost

Lifestyle credits

$120 Rideshare Credit

$10

Purchase and protection benefits

Cell Phone Protection

Up to $800
Extended Warranty

Up to $10,000
Purchase Protection

Up to $10,000 · 90d

Elite status conferred

hertz

Gold Plus Rewards

Travel and purchase coverage

Baggage delay

$500

Delay threshold 6h

Secondary coverage
Rental car collision damage waiver

Secondary coverage
Trip delay reimbursement

$500

Delay threshold 12h

Secondary coverage

Pricing and fees

Full Pricing and Terms

Purchase APR: 19.49% to 28.49%
Foreign tx: None
Penalty APR (cap): 29.99%
Balance transfer: Not disclosed; Fee Not disclosed
Cash advance: 28.74%; Fee $10 or 5.00%, whichever is greater
Late / returned: $40 · $40

Eligibility and application

Card type

Unsecured personal card
Pre-qualification

Soft-pull pre-qualification available
Application inquiry

Hard credit inquiry on submission
Approval bureau

Not disclosed by issuer
Authorized user fee

$175
Reports AU to bureaus

Conditional

Reports only positive activity, and only once the AU is 18+. Negative reporting on the primary is removed from the AU's file.
Issuer policy

How the recommended credit score is derived

Reported by users, not disclosed by the issuer. Synthesized from community-reported approval data points and cross-checked against industry editorial guidance for consensus.

4 data points reviewed

Similar cards

Cards with the most in common, based on the math.

See all comparisons

Delta SkyMiles Gold American Express Card

Amex

Delta SkyMiles Gold is the right Delta cobrand for cardmembers who fly Delta a few times a year and check bags.

$150 annual fee

View card Compare
United Quest Card

Chase · Visa

The United Quest is Chase's mid-tier United cobrand, and it earns its $350 fee through credits rather than lounge access.

$350 annual fee

View card Compare
Capital One Venture X Rewards Credit Card

Capital One · Visa

The Venture X is Capital One's answer to the Sapphire Reserve and Amex Platinum, a metal $395 travel card that earns 2x miles flat on everything, plus 10x on hotels and 5x on flights when booked through Capital One Travel.

$395 annual fee

View card Compare

Sources

Data current as of May 14, 2026 Report an inaccuracy

Affiliate disclosure

ccdeck may earn a commission from links on this page. This does not affect our editorial rankings, and we will say so when the card we get paid on is not the best pick for you.

Not financial advice

ccdeck is not a financial advisor. Information here is for educational purposes only. Confirm card terms with the issuer before applying.