Delta SkyMiles Platinum American Express Card vs. United Quest Card
Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.
Delta SkyMiles Platinum American Express Card
Amex
United Quest Card
Chase
Delta SkyMiles Platinum American Express Card and United Quest Card split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.
Delta SkyMiles Platinum American Express Card wins on first-year math; United Quest Card wins on earning ceiling.
Pick the Delta SkyMiles Platinum American Express Card if year-one math is your priority.
Who wins what
1 vs 1 (1 tie)- First-year math Delta SkyMiles Platinum American Express Card
Delta SkyMiles Platinum American Express Card wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling United Quest Card
United Quest Card earns more on its best category (10× vs 3×).
By the numbers
- Annual fee
- $350
- $350
- Welcome offer (typical value)
- $1,080
- $910
- First-year net
- +$730
- +$560
- Peak earning rate
- 3×
- 10×
- Top categories
- Airfare, Hotels Resorts, Dining
- Airfare, Travel, Hotels Resorts
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Delta SkyMiles
- United MileagePlus
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.