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American Express

American Express Green Card

The Amex Green is the entry-tier charge card in Amex's lineup, with 3X on the categories travelers care about most: restaurants worldwide, transit worldwide, and travel. The $209 CLEAR+ credit alone offsets the $150 annual fee for anyone who uses it; the rest is upside on a flexible-points earner. Comparable cards from Chase (Sapphire Preferred) carry similar rates but cheaper fee tiers, so the Green wins primarily for travelers who already collect Membership Rewards.

See current offer Issuer terms
American Express Green Card card art
Metal card
  • Annual fee
    $150
    $12.50/mo equivalent
  • Welcome offer
    40,000 points
    after $3,000 in 6 months
  • Recommended credit
    700-800
    Median 720. See why →

Earning rates

on American Express Membership Rewards
  • 3x
    Dining Worldwide
    Restaurants worldwide
  • 3x
    Transit
    Worldwide
  • 3x
    Travel
    Worldwide
  • 1x
    Everything else

Benefits and credits

Travel credits and perks

  • $209 CLEAR+ Credit
    $209/year

Lifestyle credits

  • American Express Venue Collection
    $250

Purchase and protection benefits

  • Extended Warranty
    Up to $10,000
  • Purchase Protection
    Up to $1,000 · 90d

Travel and purchase coverage

  • Lost luggage
  • Rental car collision damage waiver
    Secondary coverage
  • Trip delay reimbursement
    Secondary coverage

Pricing and fees

Full Pricing and Terms
Pay Over Time APR
19.49% to 28.49%
Foreign tx
None
Penalty APR (cap)
29.99%
Balance transfer
Not applicable
Fee Not applicable
Cash advance
28.74%
Fee $10 or 5.00%, whichever is greater
Late / returned
$40 · $40

Eligibility and application

  • Card type
    Personal charge card
  • Pre-qualification
    Soft-pull pre-qualification available
  • Application inquiry
    Hard credit inquiry on submission
  • Approval bureau
    Not disclosed by issuer
  • Authorized user fee
    Free
  • Reports AU to bureaus
    Not disclosed

How the recommended credit score is derived

Reported by users, not disclosed by the issuer. Synthesized from community-reported approval data points and cross-checked against industry editorial guidance for consensus.

5 data points reviewed

Similar cards

Cards with the most in common, based on the math.

  • American Express Gold Card card art
    American Express Gold Card
    Amex

    The Amex Gold is the dining and groceries earner that pays for its $325 fee through credits and the highest non-promotional supermarket rate of any premium card.

    $325 annual fee
    View card Compare
  • Chase Sapphire Preferred card art
    Chase Sapphire Preferred
    Chase · Visa

    The Sapphire Preferred is the entry door to Chase's transferable Ultimate Rewards ecosystem at a $95 annual fee, with 5x on Chase Travel bookings, 3x on dining and online grocery, and a 10% anniversary points boost that compounds over years.

    $95 annual fee
    View card Compare
  • The Platinum Card from American Express card art
    The Platinum Card from American Express
    Amex

    The Amex Platinum is an $895/year travel-and-lifestyle card built around credits and lounges rather than spend rewards, with over $3,500 in annual statement-credit value if you actually use what is on the menu.

    $895 annual fee
    View card Compare

Sources

Data current as of May 14, 2026 Report an inaccuracy

Affiliate disclosure

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Not financial advice

ccdeck is not a financial advisor. Information here is for educational purposes only. Confirm card terms with the issuer before applying.