Mastercard

JetBlue Plus Card

The JetBlue Plus Card is the $99-annual-fee step up from the no-fee JetBlue Card, and the math is straightforward: a free checked bag for the cardholder and up to three companions covers the fee on a single round trip for a family, and 6X on JetBlue purchases plus a 60,000-point welcome offer build TrueBlue points faster than the no-fee version's 3X. A 5,000-point anniversary bonus and a once-a-year $100 JetBlue Vacations credit add ongoing value without requiring extra spend tracking. It still carries none of the trip insurance or purchase protections found on premium travel cards a tier up, so this is a frequent-JetBlue-flyer card built around one specific airline relationship, not a general-purpose travel-protection card.

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JetBlue Plus Card card art
  • Annual fee
    $99
    $8.25/mo equivalent
  • Welcome offer
    60,000 points
    ≈$780 at our valuation
    after $1,000 in 3 months
  • Recommended credit
    700-780
    Median 730. See why →

Earning rates

on JetBlue TrueBlue
  • 6x
    Jetblue Purchases
    JetBlue-booked travel only
  • 2x
    Dining
    Restaurants and bars
  • 2x
    Grocery Stores
    Large warehouse stores excluded
  • 1x
    Everything else

Benefits and credits

account-protection

  • $0 Fraud Liability

elite-progress

  • Progress Toward TrueBlue Mosaic Status

loyalty-bonus

  • 5,000-Point Anniversary Bonus

redemption-flexibility

  • 10% Points Back on Award Flights
  • Cash + Points
  • No Blackout Dates
  • Points Never Expire
  • Points Payback
  • Points Pooling

travel-credit

  • $100 JetBlue Vacations Statement Credit

travel-perk

  • 50% Savings on Inflight Food and Drink
  • Free First Checked Bag

Pricing and fees

Full Pricing and Terms
Purchase APR
19.49% to 29.49%
Foreign tx
None
Penalty APR (cap)
29.99%
Balance transfer
19.49% to 29.49%
Fee $5 or 5.00%, whichever is greater
Cash advance
29.74%
Fee $10 or 5.00%, whichever is greater
Late / returned
$41 · $41

Eligibility and application

  • Card type
    Unsecured personal card
  • Pre-qualification
    Soft-pull pre-qualification available
  • Application inquiry
    Hard credit inquiry on submission
  • Approval bureau
    Not disclosed by issuer
  • Authorized user fee
    Free
  • Reports AU to bureaus
    Yes
    Reports authorized-user activity to all three bureaus; AU must be at least 13 (effectively yes for any added user).
    Issuer policy

How the recommended credit score is derived

Reported by users, not disclosed by the issuer. Synthesized from community-reported approval data points and cross-checked against industry editorial guidance for consensus.

4 data points reviewed

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Sources

Data current as of June 30, 2026 Report an inaccuracy

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Not financial advice

ccdeck is not a financial advisor. Information here is for educational purposes only. Confirm card terms with the issuer before applying.