Capital One Quicksilver Cash Rewards Credit Card

The Quicksilver is Capital One's flat-rate cash back card: an unlimited 1.5% on every purchase with no categories to track and no annual fee. It is the simplest card in the lineup, and the pitch is consistency rather than maximization, so it earns the same 1.5% on a utility bill as on a coffee. Capital One layers on 5% cash back on hotels and rental cars booked through Capital One Travel and on Capital One Entertainment, but those are sweeteners; the reason to carry it is a dependable base rate and a 0% intro APR for 15 months that doubles it as a short financing tool.

Apply at Capital One Issuer terms

Direct link to the issuer. We don't currently have an affiliate relationship for this card.

Capital One Quicksilver Cash Rewards Credit Card card art

Annual fee

Free
Welcome offer

$200

after $500 in 3 months
Recommended credit

700-780

Median 720. See why →

Earning rates

on Cashback

5x

Capital One Entertainment

Capital One Entertainment only
5x

Travel Portal

Hotels/cars via Capital One Travel
1.5x

Everything else

Benefits and credits

Travel credits and perks

24-Hour Travel Assistance

Lifestyle credits

Complimentary Concierge Service

Purchase and protection benefits

$0 Fraud Liability
Extended Warranty

financing

0% Intro APR for 15 Months

Elite status conferred

hertz

Hertz Five Star

Travel and purchase coverage

Travel accident insurance

Secondary coverage

Pricing and fees

Full Pricing and Terms

Purchase APR: 18.49% to 28.49%
Foreign tx: None
Penalty APR (cap): Not disclosed
Balance transfer: 18.49% to 28.49%; Fee 3.00%
Cash advance: Not disclosed; Fee $5 or 5.00%, whichever is greater
Late / returned: $40 · Not disclosed

Eligibility and application

Card type

Unsecured personal card
Pre-qualification

Soft-pull pre-qualification available
Application inquiry

Hard credit inquiry on submission
Approval bureau

Not disclosed by issuer
Authorized user fee

Not disclosed
Reports AU to bureaus

Yes

No published age restriction.
Issuer policy

How the recommended credit score is derived

Reported by users, not disclosed by the issuer. Synthesized from community-reported approval data points and cross-checked against industry editorial guidance for consensus.

4 data points reviewed

Similar cards

Cards with the most in common, based on the math.

See all comparisons

Capital One Savor Cash Rewards Credit Card

Capital One

The Savor is Capital One's no-fee dining and entertainment card, and it earns its keep at the table and the box office: 3% cash back on dining, groceries, entertainment, and streaming, 8% on tickets bought through Capital One Entertainment, and 5% on hotels and rental cars booked through Capital One Travel.

$0 annual fee

View card Compare
Wells Fargo Active Cash Card

Wells Fargo · Visa

The Active Cash is Wells Fargo's flagship flat-rate card, and the pitch is a single number: unlimited 2% cash rewards on every purchase with no categories to track and no annual fee.

$0 annual fee

View card Compare
Blue Cash Everyday Card from American Express

Amex

Blue Cash Everyday is the no-annual-fee sibling in the Blue Cash line, earning 3% back on the same supermarket, online retail, and gas categories that the Preferred earns 6% on, though here the cap is a more modest $6,000 per category per year.

$0 annual fee

View card Compare

Sources

Data current as of June 9, 2026 Report an inaccuracy

Affiliate disclosure

ccdeck may earn a commission from links on this page. This does not affect our editorial rankings, and we will say so when the card we get paid on is not the best pick for you.

Not financial advice

ccdeck is not a financial advisor. Information here is for educational purposes only. Confirm card terms with the issuer before applying.