Capital One Quicksilver Cash Rewards Credit Card vs. Wells Fargo Active Cash Card
On the criteria below, Capital One Quicksilver Cash Rewards Credit Card wins 2 of 4. The verdict depends on which criteria matter to you.
Capital One Quicksilver Cash Rewards Credit Card
Capital One
Wells Fargo Active Cash Card
Wells Fargo
Capital One Quicksilver Cash Rewards Credit Card wins 2 of 4 criteria here, making it the stronger all-rounder.
Capital One Quicksilver Cash Rewards Credit Card leads on earning ceiling and foreign transactions, while Wells Fargo Active Cash Card only ties the rest.
Who wins what
2 vs 0 (2 tie)- First-year math Tie
Both cards land within $25 of each other after the annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card earns more on its best category (5× vs 0×).
- Foreign transactions Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- $200
- $200
- First-year net
- +$200
- +$200
- Peak earning rate
- 5×
- —
- Top categories
- Travel Portal, Capital One Entertainment
- —
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- 3.00%
- Reward currency
- Cashback
- Cashback
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.