Head to head

Capital One Quicksilver Cash Rewards Credit Card vs. Chase Freedom Unlimited

On the criteria below, Capital One Quicksilver Cash Rewards Credit Card wins 1 of 4. The verdict depends on which criteria matter to you.

Capital One Quicksilver Cash Rewards Credit Card

Capital One

Chase

At a glance

Capital One Quicksilver Cash Rewards Credit Card wins 1 of 4 criteria here, making it the stronger all-rounder.

Capital One Quicksilver Cash Rewards Credit Card leads on foreign transactions, while Chase Freedom Unlimited only ties the rest.

1 vs 0 (3 tie)

First-year math Tie

Both cards land within $25 of each other after the annual fee.
Annual fee Tie

Same annual fee.
Earning ceiling Tie

Same peak earning rate.
Foreign transactions Capital One Quicksilver Cash Rewards Credit Card

Capital One Quicksilver Cash Rewards Credit Card has a lower (or zero) foreign transaction fee.

Annual fee: Free; Free
Welcome offer (typical value): $200; $200
First-year net: +$200; +$200
Peak earning rate: 5×; 5×
Top categories: Travel Portal, Capital One Entertainment; Chase Travel, Dining, Drugstores
Lounge access: No; No
Travel insurance: Yes; Yes
Elite status: Yes; No
Foreign transaction fee: None; 3.00%
Reward currency: Cashback; Chase Ultimate Rewards

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.