Wells Fargo Active Cash Card vs. Wells Fargo Autograph Card
On the criteria below, Wells Fargo Autograph Card wins 2 of 4. The verdict depends on which criteria matter to you.
Wells Fargo Active Cash Card
Wells Fargo
Wells Fargo Autograph Card
Wells Fargo
Wells Fargo Autograph Card wins 2 of 4 criteria here, making it the stronger all-rounder.
Wells Fargo Active Cash Card wins on first-year math; Wells Fargo Autograph Card wins on earning ceiling and foreign transactions.
Pick the Wells Fargo Active Cash Card if year-one math is your priority.
Who wins what
1 vs 2 (1 tie)- First-year math Wells Fargo Active Cash Card
Wells Fargo Active Cash Card wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Wells Fargo Autograph Card
Wells Fargo Autograph Card earns more on its best category (3× vs 0×).
- Foreign transactions Wells Fargo Autograph Card
Wells Fargo Autograph Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- $200
- —
- First-year net
- +$200
- +$0
- Peak earning rate
- —
- 3×
- Top categories
- —
- Dining, Travel, Transit
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- 3.00%
- None
- Reward currency
- Cashback
- Wells Fargo Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.