ccdeck
Chase Visa

Ink Business Premier Credit Card

Chase's pay-in-full Ink. 2% on everything as a baseline, 2.5% on individual purchases of $5,000 or more, 5% on Chase Travel. The Flex for Business sidecar lets you carry a balance on a portion of your line with interest, so it's not quite a pure charge card. $195 a year and a metal-embedded card; built for businesses that put real volume on a card and occasionally need to float a big purchase.

Apply at Chase Issuer terms

Direct link to the issuer. We don't currently have an affiliate relationship for this card.

Ink Business Premier Credit Card card art
Metal card
  • Annual fee
    $195
    $16.25/mo equivalent
  • Welcome offer
    $1,000
    after $10,000 in 3 months
  • Recommended credit
    720-820
    Median 740. See why →

Earning rates

on Chase Ultimate Rewards
  • 5x
    Chase Travel
    Booked via Chase Travel
    via portal
  • 5x
    Lyft
    Through 9/30/2027
  • 2.5x
    Large Purchases
    Single purchases $5k+
  • 2x
    Everything else

Benefits and credits

Purchase and protection benefits

  • Cell Phone Protection
    Up to $1,000
  • Extended Warranty Protection
  • Purchase Protection
    Up to $10,000 · 120d

Fee waivers

  • Employee cards at no cost

Travel and purchase coverage

  • Rental car collision damage waiver
    $60,000
    Primary coverage

Pricing and fees

Full Pricing and Terms
Pay Over Time APR
17.74% to 28.49%
Foreign tx
None
Penalty APR (cap)
29.99%
Balance transfer
Not disclosed
Fee Not disclosed
Cash advance
Not disclosed
Fee $15 or 5.00%, whichever is greater
Late / returned
$40 · Not disclosed

Eligibility and application

  • Card type
    Business charge card
  • Pre-qualification
    Not disclosed
  • Application inquiry
    Hard credit inquiry on submission
  • Approval bureau
    Not disclosed by issuer
  • Authorized user fee
    Free
  • Reports AU to bureaus
    Conditional
    Reports adult AU activity to all three bureaus; does not report minors (under 18).
    Issuer policy

How the recommended credit score is derived

Reported by users, not disclosed by the issuer. Synthesized from community-reported approval data points and cross-checked against industry editorial guidance for consensus.

4 data points reviewed

Similar cards

Cards with the most in common, based on the math.

See all comparisons
  • Chase Sapphire Preferred card art
    Chase Sapphire Preferred
    Chase · Visa

    The Sapphire Preferred is the entry door to Chase's transferable Ultimate Rewards ecosystem at a $95 annual fee, with 5x on Chase Travel bookings, 3x on dining and online grocery, and a 10% anniversary points boost that compounds over years.

    $95 annual fee
    View card Compare
  • Blue Cash Preferred Card from American Express card art
    Blue Cash Preferred Card from American Express
    Amex

    Blue Cash Preferred is the suburban-grocery-and-streaming card: 6% cash back at U.S.

    $95 annual fee
    View card Compare
  • Capital One Venture X Rewards Credit Card card art
    Capital One Venture X Rewards Credit Card
    Capital One · Visa

    The Venture X is Capital One's answer to the Sapphire Reserve and Amex Platinum: a metal $395 travel card that earns 2x miles flat on everything, plus 10x on hotels and 5x on flights when booked through Capital One Travel.

    $395 annual fee
    View card Compare

Sources

Data current as of May 22, 2026 Report an inaccuracy

Affiliate disclosure

ccdeck may earn a commission from links on this page. This does not affect our editorial rankings, and we will say so when the card we get paid on is not the best pick for you.

Not financial advice

ccdeck is not a financial advisor. Information here is for educational purposes only. Confirm card terms with the issuer before applying.