Capital One Platinum Credit Card vs. Ink Business Cash Credit Card
On the criteria below, Ink Business Cash Credit Card wins 3 of 5. The verdict depends on which criteria matter to you.
Capital One Platinum Credit Card
Capital One
Ink Business Cash Credit Card
Chase
Ink Business Cash Credit Card wins 3 of 5 criteria here, making it the stronger all-rounder.
Capital One Platinum Credit Card wins on foreign transactions; Ink Business Cash Credit Card wins on first-year math, earning ceiling, and travel insurance.
Pick the Ink Business Cash Credit Card if year-one math is your priority.
Who wins what
1 vs 3 (1 tie)- First-year math Ink Business Cash Credit Card
Ink Business Cash Credit Card wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Ink Business Cash Credit Card
Ink Business Cash Credit Card earns more on its best category (5× vs 0×).
- Travel insurance Ink Business Cash Credit Card
Ink Business Cash Credit Card carries built-in travel insurance.
- Foreign transactions Capital One Platinum Credit Card
Capital One Platinum Credit Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- —
- $750
- First-year net
- +$0
- +$750
- Peak earning rate
- —
- 5×
- Top categories
- —
- Office Supplies, Internet Cable Phone, Gas
- Lounge access
- No
- No
- Travel insurance
- No
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- None
- 3.00%
- Reward currency
- —
- Chase Ultimate Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.