Head to head

Capital One Platinum Credit Card vs. Amazon Store Card

On the criteria below, Amazon Store Card wins 1 of 4. The verdict depends on which criteria matter to you.

Capital One Platinum Credit Card

Capital One

Amazon Store Card

Synchrony

At a glance

Amazon Store Card wins 1 of 4 criteria here, making it the stronger all-rounder.

Amazon Store Card leads on foreign transactions, while Capital One Platinum Credit Card only ties the rest.

Who wins what

0 vs 1 (3 tie)
  • First-year math Tie

    Both cards land within $25 of each other after the annual fee.

  • Annual fee Tie

    Same annual fee.

  • Earning ceiling Tie

    Same peak earning rate.

  • Foreign transactions Amazon Store Card

    Amazon Store Card has a lower (or zero) foreign transaction fee.

By the numbers

Annual fee
Free
Free
Welcome offer (typical value)
First-year net
+$0
+$0
Peak earning rate
Top categories
Lounge access
No
No
Travel insurance
No
No
Elite status
No
No
Foreign transaction fee
None
Not disclosed
Reward currency

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.