Capital One Venture Rewards Credit Card vs. Wells Fargo Autograph Journey Card
On the criteria below, Capital One Venture Rewards Credit Card wins 1 of 3. The verdict depends on which criteria matter to you.
Capital One Venture Rewards Credit Card
Capital One
Wells Fargo Autograph Journey Card
Wells Fargo
Capital One Venture Rewards Credit Card wins 1 of 3 criteria here, making it the stronger all-rounder.
Capital One Venture Rewards Credit Card leads on first-year math, while Wells Fargo Autograph Journey Card only ties the rest.
Pick the Capital One Venture Rewards Credit Card if year-one math is your priority.
Who wins what
1 vs 0 (2 tie)- First-year math Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Tie
Same peak earning rate.
By the numbers
- Annual fee
- $95
- $95
- Welcome offer (typical value)
- $1,125
- —
- First-year net
- +$1,030
- $-95
- Peak earning rate
- 5×
- 5×
- Top categories
- Travel Portal, Capital One Entertainment
- Hotels, Airlines, Dining
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Capital One Miles
- Wells Fargo Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.