Head to head

Chase Freedom Flex vs. Ink Business Cash Credit Card

On the criteria below, Ink Business Cash Credit Card wins 1 of 3. The verdict depends on which criteria matter to you.

Chase Freedom Flex

Chase

Chase

At a glance

Ink Business Cash Credit Card wins 1 of 3 criteria here, making it the stronger all-rounder.

Ink Business Cash Credit Card leads on first-year math, while Chase Freedom Flex only ties the rest.

Pick the Ink Business Cash Credit Card if year-one math is your priority.

0 vs 1 (2 tie)

First-year math Ink Business Cash Credit Card

Ink Business Cash Credit Card wins on bonus value minus annual fee.
Annual fee Tie

Same annual fee.
Earning ceiling Tie

Same peak earning rate.

Annual fee: Free; Free
Welcome offer (typical value): $200; $750
First-year net: +$200; +$750
Peak earning rate: 5×; 5×
Top categories: Rotating Quarterly, Chase Travel, Dining; Office Supplies, Internet Cable Phone, Gas
Lounge access: No; No
Travel insurance: Yes; Yes
Elite status: No; No
Foreign transaction fee: 3.00%; 3.00%
Reward currency: Chase Ultimate Rewards; Chase Ultimate Rewards

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.