Head to head

Ink Business Cash Credit Card vs. Discover it Student Cash Back

On the criteria below, Ink Business Cash Credit Card wins 2 of 5. The verdict depends on which criteria matter to you.

Ink Business Cash Credit Card

Chase

Discover

At a glance

Ink Business Cash Credit Card wins 2 of 5 criteria here, making it the stronger all-rounder.

Ink Business Cash Credit Card wins on first-year math and travel insurance; Discover it Student Cash Back wins on foreign transactions.

Pick the Ink Business Cash Credit Card if year-one math is your priority.

2 vs 1 (2 tie)

First-year math Ink Business Cash Credit Card

Ink Business Cash Credit Card wins on bonus value minus annual fee.
Annual fee Tie

Same annual fee.
Earning ceiling Tie

Same peak earning rate.
Travel insurance Ink Business Cash Credit Card

Ink Business Cash Credit Card carries built-in travel insurance.
Foreign transactions Discover it Student Cash Back

Discover it Student Cash Back has a lower (or zero) foreign transaction fee.

Annual fee: Free; Free
Welcome offer (typical value): $750; —
First-year net: +$750; +$0
Peak earning rate: 5×; 5×
Top categories: Office Supplies, Internet Cable Phone, Gas; Rotating Quarterly
Lounge access: No; No
Travel insurance: Yes; No
Elite status: No; No
Foreign transaction fee: 3.00%; None
Reward currency: Chase Ultimate Rewards; Discover Cashback

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.