Head to head 
Ink Business Preferred Credit Card vs. Chase Sapphire Preferred
On the criteria below, Chase Sapphire Preferred wins 1 of 3. The verdict depends on which criteria matter to you.
Ink Business Preferred Credit Card
Chase
Chase Sapphire Preferred
Chase
At a glance
Chase Sapphire Preferred wins 1 of 3 criteria here, making it the stronger all-rounder.
Chase Sapphire Preferred leads on earning ceiling, while Ink Business Preferred Credit Card only ties the rest.
Who wins what
0 vs 1 (2 tie)- First-year math Tie
Both cards land within $25 of each other after the annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Chase Sapphire Preferred
Chase Sapphire Preferred earns more on its best category (5× vs 3×).
By the numbers
- Annual fee
- $95
- $95
- Welcome offer (typical value)
- $1,700
- $1,700
- First-year net
- +$1,605
- +$1,605
- Peak earning rate
- 3×
- 5×
- Top categories
- Shipping, Advertising Social Search, Internet Cable Phone
- Chase Travel Portal, Dining, Travel
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Chase Ultimate Rewards
- Chase Ultimate Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.