Ink Business Unlimited Credit Card vs. World of Hyatt Credit Card
Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.
Ink Business Unlimited Credit Card
Chase
World of Hyatt Credit Card
Chase
Ink Business Unlimited Credit Card and World of Hyatt Credit Card split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.
Ink Business Unlimited Credit Card wins on annual fee and earning ceiling; World of Hyatt Credit Card wins on first-year math and foreign transactions.
Pick the World of Hyatt Credit Card if year-one math is your priority; take the Ink Business Unlimited Credit Card if you want a cheaper card to keep long-term.
Who wins what
2 vs 2- First-year math World of Hyatt Credit Card
World of Hyatt Credit Card wins on bonus value minus annual fee.
- Annual fee Ink Business Unlimited Credit Card
Ink Business Unlimited Credit Card is $95 cheaper to keep.
- Earning ceiling Ink Business Unlimited Credit Card
Ink Business Unlimited Credit Card earns more on its best category (5× vs 4×).
- Foreign transactions World of Hyatt Credit Card
World of Hyatt Credit Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- $95
- Welcome offer (typical value)
- $750
- $1,080
- First-year net
- +$750
- +$985
- Peak earning rate
- 5×
- 4×
- Top categories
- Lyft
- Hotels Resorts, Dining, Transit
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- Yes
- Foreign transaction fee
- 3.00%
- None
- Reward currency
- Chase Ultimate Rewards
- World of Hyatt
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.