Head to head 
Chase Sapphire Preferred vs. World of Hyatt Credit Card
On the criteria below, Chase Sapphire Preferred wins 2 of 3. The verdict depends on which criteria matter to you.
Chase Sapphire Preferred
Chase
World of Hyatt Credit Card
Chase
At a glance
Chase Sapphire Preferred wins 2 of 3 criteria here, making it the stronger all-rounder.
Chase Sapphire Preferred leads on first-year math and earning ceiling, while World of Hyatt Credit Card only ties the rest.
Pick the Chase Sapphire Preferred if year-one math is your priority.
Who wins what
2 vs 0 (1 tie)- First-year math Chase Sapphire Preferred
Chase Sapphire Preferred wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Chase Sapphire Preferred
Chase Sapphire Preferred earns more on its best category (5× vs 4×).
By the numbers
- Annual fee
- $95
- $95
- Welcome offer (typical value)
- $1,275
- $1,080
- First-year net
- +$1,180
- +$985
- Peak earning rate
- 5×
- 4×
- Top categories
- Chase Travel Portal, Dining, Travel
- Hotels Resorts, Dining, Transit
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- Yes
- Foreign transaction fee
- None
- None
- Reward currency
- Chase Ultimate Rewards
- World of Hyatt
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.