Capital One Savor Cash Rewards Credit Card

The Savor is Capital One's no-fee dining and entertainment card, and it earns its keep at the table and the box office: 3% cash back on dining, groceries, entertainment, and streaming, 8% on tickets bought through Capital One Entertainment, and 5% on hotels and rental cars booked through Capital One Travel. Everything else earns 1%. With no annual fee and no foreign transaction fee, it is a strong everyday card for people whose spending leans social rather than a travel card you redeem for flights, and the flat $250 bonus after $500 in spend is one of the easier welcome offers to clear.

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Capital One Savor Cash Rewards Credit Card card art

Annual fee

Free
Welcome offer

$250

after $500 in 3 months
Recommended credit

700-780

Median 720. See why →

Earning rates

on Cashback

8x

Capital One Entertainment

Capital One Entertainment only
5x

Travel Portal

Hotels/cars via Capital One Travel
3x

Dining
3x

Entertainment
3x

Grocery

Excludes superstores
3x

Streaming
1x

Everything else

Benefits and credits

Travel credits and perks

24-Hour Travel Assistance

Lifestyle credits

Complimentary Concierge Service

Purchase and protection benefits

$0 Fraud Liability
Extended Warranty

financing

0% Intro APR for 12 Months

Elite status conferred

hertz

Hertz Five Star

Travel and purchase coverage

Travel accident insurance

Secondary coverage

Pricing and fees

Full Pricing and Terms

Purchase APR: 18.49% to 28.49%
Foreign tx: None
Penalty APR (cap): Not disclosed
Balance transfer: 18.49% to 28.49%; Fee 3.00%
Cash advance: Not disclosed; Fee $5 or 5.00%, whichever is greater
Late / returned: $40 · Not disclosed

Eligibility and application

Card type

Unsecured personal card
Pre-qualification

Soft-pull pre-qualification available
Application inquiry

Hard credit inquiry on submission
Approval bureau

Not disclosed by issuer
Authorized user fee

Not disclosed
Reports AU to bureaus

Yes

No published age restriction.
Issuer policy

How the recommended credit score is derived

Reported by users, not disclosed by the issuer. Synthesized from community-reported approval data points and cross-checked against industry editorial guidance for consensus.

4 data points reviewed

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Blue Cash Everyday Card from American Express

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Sources

Data current as of June 9, 2026 Report an inaccuracy

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Not financial advice

ccdeck is not a financial advisor. Information here is for educational purposes only. Confirm card terms with the issuer before applying.