Blue Cash Preferred Card from American Express vs. Ink Business Preferred Credit Card
On the criteria below, Ink Business Preferred Credit Card wins 2 of 4. The verdict depends on which criteria matter to you.
Blue Cash Preferred Card from American Express
Amex
Ink Business Preferred Credit Card
Chase
Ink Business Preferred Credit Card wins 2 of 4 criteria here, making it the stronger all-rounder.
Blue Cash Preferred Card from American Express wins on earning ceiling; Ink Business Preferred Credit Card wins on first-year math and foreign transactions.
Pick the Ink Business Preferred Credit Card if year-one math is your priority.
Who wins what
1 vs 2 (1 tie)- First-year math Ink Business Preferred Credit Card
Ink Business Preferred Credit Card wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Blue Cash Preferred Card from American Express
Blue Cash Preferred Card from American Express earns more on its best category (6× vs 3×).
- Foreign transactions Ink Business Preferred Credit Card
Ink Business Preferred Credit Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- $95
- $95
- Welcome offer (typical value)
- $300
- $1,700
- First-year net
- +$205
- +$1,605
- Peak earning rate
- 6×
- 3×
- Top categories
- Gas, Streaming, Transit
- Advertising Social Search, Internet Cable Phone, Shipping
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- 2.70%
- None
- Reward currency
- Cashback
- Chase Ultimate Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.