Head to head

Blue Cash Preferred Card from American Express vs. World of Hyatt Credit Card

On the criteria below, World of Hyatt Credit Card wins 2 of 4. The verdict depends on which criteria matter to you.

Blue Cash Preferred Card from American Express

Amex

Chase

At a glance

World of Hyatt Credit Card wins 2 of 4 criteria here, making it the stronger all-rounder.

Blue Cash Preferred Card from American Express wins on earning ceiling; World of Hyatt Credit Card wins on first-year math and foreign transactions.

Pick the World of Hyatt Credit Card if year-one math is your priority.

1 vs 2 (1 tie)

First-year math World of Hyatt Credit Card

World of Hyatt Credit Card wins on bonus value minus annual fee.
Annual fee Tie

Same annual fee.
Earning ceiling Blue Cash Preferred Card from American Express

Blue Cash Preferred Card from American Express earns more on its best category (6× vs 4×).
Foreign transactions World of Hyatt Credit Card

World of Hyatt Credit Card has a lower (or zero) foreign transaction fee.

Annual fee: $95; $95
Welcome offer (typical value): $300; $1,080
First-year net: +$205; +$985
Peak earning rate: 6×; 4×
Top categories: U.S. Supermarkets, Streaming, Transit; Hotels Resorts, Dining, Transit
Lounge access: No; No
Travel insurance: Yes; Yes
Elite status: No; Yes
Foreign transaction fee: 2.70%; None
Reward currency: Cashback; World of Hyatt

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.