Head to head

Delta SkyMiles Gold American Express Card vs. Delta SkyMiles Platinum American Express Card

On the criteria below, Delta SkyMiles Gold American Express Card wins 2 of 3. The verdict depends on which criteria matter to you.

Delta SkyMiles Gold American Express Card

Amex

Delta SkyMiles Platinum American Express Card

Amex

At a glance

Delta SkyMiles Gold American Express Card wins 2 of 3 criteria here, making it the stronger all-rounder.

Delta SkyMiles Gold American Express Card wins on first-year math and annual fee; Delta SkyMiles Platinum American Express Card wins on earning ceiling.

Pick the Delta SkyMiles Gold American Express Card if year-one math is your priority; take the Delta SkyMiles Gold American Express Card if you want a cheaper card to keep long-term.

Who wins what

2 vs 1
  • First-year math Delta SkyMiles Gold American Express Card

    Delta SkyMiles Gold American Express Card wins on bonus value minus annual fee.

  • Annual fee Delta SkyMiles Gold American Express Card

    Delta SkyMiles Gold American Express Card is $200 cheaper to keep.

  • Earning ceiling Delta SkyMiles Platinum American Express Card

    Delta SkyMiles Platinum American Express Card earns more on its best category (3× vs 2×).

By the numbers

Annual fee
$150
$350
Welcome offer (typical value)
$960
$1,080
First-year net
+$810
+$730
Peak earning rate
Top categories
Dining, U.S. Supermarkets, Airfare
Airfare, Hotels Resorts, Dining
Lounge access
No
No
Travel insurance
Yes
Yes
Elite status
No
Yes
Foreign transaction fee
None
None
Reward currency
Delta SkyMiles
Delta SkyMiles

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.