Delta SkyMiles Gold American Express Card vs. Ink Business Cash Credit Card
Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.
Delta SkyMiles Gold American Express Card
Amex
Ink Business Cash Credit Card
Chase
Delta SkyMiles Gold American Express Card and Ink Business Cash Credit Card split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.
Delta SkyMiles Gold American Express Card wins on first-year math and foreign transactions; Ink Business Cash Credit Card wins on annual fee and earning ceiling.
Pick the Delta SkyMiles Gold American Express Card if year-one math is your priority; take the Ink Business Cash Credit Card if you want a cheaper card to keep long-term.
Who wins what
2 vs 2- First-year math Delta SkyMiles Gold American Express Card
Delta SkyMiles Gold American Express Card wins on bonus value minus annual fee.
- Annual fee Ink Business Cash Credit Card
Ink Business Cash Credit Card is $150 cheaper to keep.
- Earning ceiling Ink Business Cash Credit Card
Ink Business Cash Credit Card earns more on its best category (5× vs 2×).
- Foreign transactions Delta SkyMiles Gold American Express Card
Delta SkyMiles Gold American Express Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- $150
- Free
- Welcome offer (typical value)
- $960
- $750
- First-year net
- +$810
- +$750
- Peak earning rate
- 2×
- 5×
- Top categories
- Dining, U.S. Supermarkets, Airfare
- Office Supplies, Internet Cable Phone, Gas
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- None
- 3.00%
- Reward currency
- Delta SkyMiles
- Chase Ultimate Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.