Head to head

American Express Gold Card vs. JetBlue Plus Card

Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.

American Express Gold Card

Amex

JetBlue Plus Card

Barclays

At a glance

American Express Gold Card and JetBlue Plus Card split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.

American Express Gold Card wins on first-year math and travel insurance; JetBlue Plus Card wins on annual fee and earning ceiling.

Pick the American Express Gold Card if year-one math is your priority; take the JetBlue Plus Card if you want a cheaper card to keep long-term.

Who wins what

2 vs 2
  • First-year math American Express Gold Card

    American Express Gold Card wins on bonus value minus annual fee.

  • Annual fee JetBlue Plus Card

    JetBlue Plus Card is $226 cheaper to keep.

  • Earning ceiling JetBlue Plus Card

    JetBlue Plus Card earns more on its best category (6× vs 5×).

  • Travel insurance American Express Gold Card

    American Express Gold Card carries built-in travel insurance.

By the numbers

Annual fee
$325
$99
Welcome offer (typical value)
$1,600
First-year net
+$1,275
$-99
Peak earning rate
Top categories
Dining Worldwide, U.S. Supermarkets, Prepaid Hotels
Jetblue Purchases, Dining, Grocery Stores
Lounge access
No
No
Travel insurance
Yes
No
Elite status
Yes
No
Foreign transaction fee
None
None
Reward currency
American Express Membership Rewards
JetBlue TrueBlue

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.