Hilton Honors American Express Aspire Card vs. Ink Business Unlimited Credit Card
On the criteria below, Hilton Honors American Express Aspire Card wins 3 of 5. The verdict depends on which criteria matter to you.
Hilton Honors American Express Aspire Card
Amex
Ink Business Unlimited Credit Card
Chase
Hilton Honors American Express Aspire Card wins 3 of 5 criteria here, making it the stronger all-rounder.
Hilton Honors American Express Aspire Card wins on earning ceiling, lounge access, and foreign transactions; Ink Business Unlimited Credit Card wins on first-year math and annual fee.
Pick the Ink Business Unlimited Credit Card if year-one math is your priority; take the Ink Business Unlimited Credit Card if you want a cheaper card to keep long-term.
Who wins what
3 vs 2- First-year math Ink Business Unlimited Credit Card
Ink Business Unlimited Credit Card wins on bonus value minus annual fee.
- Annual fee Ink Business Unlimited Credit Card
Ink Business Unlimited Credit Card is $550 cheaper to keep.
- Earning ceiling Hilton Honors American Express Aspire Card
Hilton Honors American Express Aspire Card earns more on its best category (14× vs 5×).
- Lounge access Hilton Honors American Express Aspire Card
Hilton Honors American Express Aspire Card includes lounge access; the other doesn't.
- Foreign transactions Hilton Honors American Express Aspire Card
Hilton Honors American Express Aspire Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- $550
- Free
- Welcome offer (typical value)
- $750
- $750
- First-year net
- +$200
- +$750
- Peak earning rate
- 14×
- 5×
- Top categories
- Hotels Resorts, Airfare, Car Rentals
- Lyft
- Lounge access
- priority-pass
- No
- Travel insurance
- Yes
- Yes
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- 3.00%
- Reward currency
- Hilton Honors
- Chase Ultimate Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.