Hilton Honors American Express Aspire Card vs. United Club Infinite Card
On the criteria below, Hilton Honors American Express Aspire Card wins 2 of 3. The verdict depends on which criteria matter to you.
Hilton Honors American Express Aspire Card
Amex
United Club Infinite Card
Chase
Hilton Honors American Express Aspire Card wins 2 of 3 criteria here, making it the stronger all-rounder.
Hilton Honors American Express Aspire Card wins on annual fee and earning ceiling; United Club Infinite Card wins on first-year math.
Pick the United Club Infinite Card if year-one math is your priority; take the Hilton Honors American Express Aspire Card if you want a cheaper card to keep long-term.
Who wins what
2 vs 1- First-year math United Club Infinite Card
United Club Infinite Card wins on bonus value minus annual fee.
- Annual fee Hilton Honors American Express Aspire Card
Hilton Honors American Express Aspire Card is $145 cheaper to keep.
- Earning ceiling Hilton Honors American Express Aspire Card
Hilton Honors American Express Aspire Card earns more on its best category (14× vs 11×).
By the numbers
- Annual fee
- $550
- $695
- Welcome offer (typical value)
- $750
- $1,170
- First-year net
- +$200
- +$475
- Peak earning rate
- 14×
- 11×
- Top categories
- Hotels Resorts, Airfare, Car Rentals
- Airfare, Travel, Hotels Resorts
- Lounge access
- priority-pass
- United Club
- Travel insurance
- Yes
- Yes
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Hilton Honors
- United MileagePlus
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.