The Platinum Card from American Express vs. Marriott Bonvoy Boundless Credit Card
On the criteria below, The Platinum Card from American Express wins 3 of 5. The verdict depends on which criteria matter to you.
The Platinum Card from American Express
Amex
Marriott Bonvoy Boundless Credit Card
Chase
The Platinum Card from American Express wins 3 of 5 criteria here, making it the stronger all-rounder.
The Platinum Card from American Express wins on first-year math, lounge access, and travel insurance; Marriott Bonvoy Boundless Credit Card wins on annual fee and earning ceiling.
Pick the The Platinum Card from American Express if year-one math is your priority; take the Marriott Bonvoy Boundless Credit Card if you want a cheaper card to keep long-term.
Who wins what
3 vs 2- First-year math The Platinum Card from American Express
The Platinum Card from American Express wins on bonus value minus annual fee.
- Annual fee Marriott Bonvoy Boundless Credit Card
Marriott Bonvoy Boundless Credit Card is $800 cheaper to keep.
- Earning ceiling Marriott Bonvoy Boundless Credit Card
Marriott Bonvoy Boundless Credit Card earns more on its best category (6× vs 5×).
- Lounge access The Platinum Card from American Express
The Platinum Card from American Express includes lounge access; the other doesn't.
- Travel insurance The Platinum Card from American Express
The Platinum Card from American Express carries built-in travel insurance.
By the numbers
- Annual fee
- $895
- $95
- Welcome offer (typical value)
- $2,800
- $1,000
- First-year net
- +$1,905
- +$905
- Peak earning rate
- 5×
- 6×
- Top categories
- Flights, Prepaid Hotels
- Marriott Hotels, Grocery, Gas
- Lounge access
- centurion, delta-sky-club, priority-pass
- No
- Travel insurance
- Yes
- No
- Elite status
- Yes
- Yes
- Foreign transaction fee
- None
- None
- Reward currency
- American Express Membership Rewards
- Marriott Bonvoy
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.