The Platinum Card from American Express vs. Marriott Bonvoy Boundless Credit Card
Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.
The Platinum Card from American Express
Amex
Marriott Bonvoy Boundless Credit Card
Chase
The Platinum Card from American Express and Marriott Bonvoy Boundless Credit Card split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.
The Platinum Card from American Express wins on first-year math and lounge access; Marriott Bonvoy Boundless Credit Card wins on annual fee and earning ceiling.
Pick the The Platinum Card from American Express if year-one math is your priority; take the Marriott Bonvoy Boundless Credit Card if you want a cheaper card to keep long-term.
Who wins what
2 vs 2- First-year math The Platinum Card from American Express
The Platinum Card from American Express wins on bonus value minus annual fee.
- Annual fee Marriott Bonvoy Boundless Credit Card
Marriott Bonvoy Boundless Credit Card is $800 cheaper to keep.
- Earning ceiling Marriott Bonvoy Boundless Credit Card
Marriott Bonvoy Boundless Credit Card earns more on its best category (6× vs 5×).
- Lounge access The Platinum Card from American Express
The Platinum Card from American Express includes lounge access; the other doesn't.
By the numbers
- Annual fee
- $895
- $95
- Welcome offer (typical value)
- $2,800
- $875
- First-year net
- +$1,905
- +$780
- Peak earning rate
- 5×
- 6×
- Top categories
- Flights, Prepaid Hotels
- Marriott Hotels, Grocery, Gas
- Lounge access
- centurion, delta-sky-club, priority-pass
- No
- Travel insurance
- Yes
- Yes
- Elite status
- Yes
- Yes
- Foreign transaction fee
- None
- None
- Reward currency
- American Express Membership Rewards
- Marriott Bonvoy
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.