Head to head

JetBlue Plus Card vs. United Gateway Card

On the criteria below, United Gateway Card wins 3 of 4. The verdict depends on which criteria matter to you.

JetBlue Plus Card

Barclays

Chase

At a glance

United Gateway Card wins 3 of 4 criteria here, making it the stronger all-rounder.

JetBlue Plus Card wins on earning ceiling; United Gateway Card wins on first-year math, annual fee, and travel insurance.

Pick the United Gateway Card if year-one math is your priority; take the United Gateway Card if you want a cheaper card to keep long-term.

1 vs 3

First-year math United Gateway Card

United Gateway Card wins on bonus value minus annual fee.
Annual fee United Gateway Card

United Gateway Card is $99 cheaper to keep.
Earning ceiling JetBlue Plus Card

JetBlue Plus Card earns more on its best category (6× vs 5×).
Travel insurance United Gateway Card

United Gateway Card carries built-in travel insurance.

Annual fee: $99; Free
Welcome offer (typical value): —; $520
First-year net: $-99; +$520
Peak earning rate: 6×; 5×
Top categories: Jetblue Purchases, Dining, Grocery Stores; Airfare, Travel, Gas
Lounge access: No; No
Travel insurance: No; Yes
Elite status: No; No
Foreign transaction fee: None; None
Reward currency: JetBlue TrueBlue; United MileagePlus

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.