JetBlue Plus Card vs. Citi Simplicity Card
Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.
JetBlue Plus Card
Barclays
Citi Simplicity Card
Citi
JetBlue Plus Card and Citi Simplicity Card split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.
JetBlue Plus Card wins on earning ceiling and foreign transactions; Citi Simplicity Card wins on first-year math and annual fee.
Pick the Citi Simplicity Card if year-one math is your priority; take the Citi Simplicity Card if you want a cheaper card to keep long-term.
Who wins what
2 vs 2- First-year math Citi Simplicity Card
Citi Simplicity Card wins on bonus value minus annual fee.
- Annual fee Citi Simplicity Card
Citi Simplicity Card is $99 cheaper to keep.
- Earning ceiling JetBlue Plus Card
JetBlue Plus Card earns more on its best category (6× vs 0×).
- Foreign transactions JetBlue Plus Card
JetBlue Plus Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- $99
- Free
- Welcome offer (typical value)
- —
- —
- First-year net
- $-99
- +$0
- Peak earning rate
- 6×
- —
- Top categories
- Jetblue Purchases, Dining, Grocery Stores
- —
- Lounge access
- No
- No
- Travel insurance
- No
- No
- Elite status
- No
- No
- Foreign transaction fee
- None
- 3.00%
- Reward currency
- JetBlue TrueBlue
- —
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.