Head to head

JetBlue Card vs. Chase Freedom Flex

On the criteria below, Chase Freedom Flex wins 3 of 5. The verdict depends on which criteria matter to you.

JetBlue Card

Barclays

Chase Freedom Flex

Chase

At a glance

Chase Freedom Flex wins 3 of 5 criteria here, making it the stronger all-rounder.

JetBlue Card wins on foreign transactions; Chase Freedom Flex wins on first-year math, earning ceiling, and travel insurance.

Pick the Chase Freedom Flex if year-one math is your priority.

Who wins what

1 vs 3 (1 tie)
  • First-year math Chase Freedom Flex

    Chase Freedom Flex wins on bonus value minus annual fee.

  • Annual fee Tie

    Same annual fee.

  • Earning ceiling Chase Freedom Flex

    Chase Freedom Flex earns more on its best category (5× vs 3×).

  • Travel insurance Chase Freedom Flex

    Chase Freedom Flex carries built-in travel insurance.

  • Foreign transactions JetBlue Card

    JetBlue Card has a lower (or zero) foreign transaction fee.

By the numbers

Annual fee
Free
Free
Welcome offer (typical value)
$200
First-year net
+$0
+$200
Peak earning rate
Top categories
Jetblue Purchases, Dining, Grocery Stores
Rotating Quarterly, Chase Travel, Dining
Lounge access
No
No
Travel insurance
No
Yes
Elite status
No
No
Foreign transaction fee
None
3.00%
Reward currency
JetBlue TrueBlue
Chase Ultimate Rewards

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.