Head to head 
Capital One Platinum Credit Card vs. Wells Fargo Autograph Card
On the criteria below, Wells Fargo Autograph Card wins 2 of 4. The verdict depends on which criteria matter to you.
Capital One Platinum Credit Card
Capital One
Wells Fargo Autograph Card
Wells Fargo
At a glance
Wells Fargo Autograph Card wins 2 of 4 criteria here, making it the stronger all-rounder.
Wells Fargo Autograph Card leads on earning ceiling and travel insurance, while Capital One Platinum Credit Card only ties the rest.
Who wins what
0 vs 2 (2 tie)- First-year math Tie
Both cards land within $25 of each other after the annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Wells Fargo Autograph Card
Wells Fargo Autograph Card earns more on its best category (3× vs 0×).
- Travel insurance Wells Fargo Autograph Card
Wells Fargo Autograph Card carries built-in travel insurance.
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- —
- —
- First-year net
- +$0
- +$0
- Peak earning rate
- —
- 3×
- Top categories
- —
- Dining, Travel, Transit
- Lounge access
- No
- No
- Travel insurance
- No
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- None
- None
- Reward currency
- —
- Wells Fargo Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.