Head to head

Capital One Savor Cash Rewards Credit Card vs. Ink Business Cash Credit Card

On the criteria below, Capital One Savor Cash Rewards Credit Card wins 2 of 4. The verdict depends on which criteria matter to you.

Capital One Savor Cash Rewards Credit Card

Capital One

Chase

At a glance

Capital One Savor Cash Rewards Credit Card wins 2 of 4 criteria here, making it the stronger all-rounder.

Capital One Savor Cash Rewards Credit Card wins on earning ceiling and foreign transactions; Ink Business Cash Credit Card wins on first-year math.

Pick the Ink Business Cash Credit Card if year-one math is your priority.

2 vs 1 (1 tie)

First-year math Ink Business Cash Credit Card

Ink Business Cash Credit Card wins on bonus value minus annual fee.
Annual fee Tie

Same annual fee.
Earning ceiling Capital One Savor Cash Rewards Credit Card

Capital One Savor Cash Rewards Credit Card earns more on its best category (8× vs 5×).
Foreign transactions Capital One Savor Cash Rewards Credit Card

Capital One Savor Cash Rewards Credit Card has a lower (or zero) foreign transaction fee.

Annual fee: Free; Free
Welcome offer (typical value): $250; $750
First-year net: +$250; +$750
Peak earning rate: 8×; 5×
Top categories: Capital One Entertainment, Travel Portal, Dining; Office Supplies, Internet Cable Phone, Gas
Lounge access: No; No
Travel insurance: Yes; Yes
Elite status: Yes; No
Foreign transaction fee: None; 3.00%
Reward currency: Cashback; Chase Ultimate Rewards

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.