Capital One Venture Rewards Credit Card vs. Ink Business Premier Credit Card
On the criteria below, Capital One Venture Rewards Credit Card wins 2 of 3. The verdict depends on which criteria matter to you.
Capital One Venture Rewards Credit Card
Capital One
Ink Business Premier Credit Card
Chase
Capital One Venture Rewards Credit Card wins 2 of 3 criteria here, making it the stronger all-rounder.
Capital One Venture Rewards Credit Card leads on first-year math and annual fee, while Ink Business Premier Credit Card only ties the rest.
Pick the Capital One Venture Rewards Credit Card if year-one math is your priority; take the Capital One Venture Rewards Credit Card if you want a cheaper card to keep long-term.
Who wins what
2 vs 0 (1 tie)- First-year math Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card wins on bonus value minus annual fee.
- Annual fee Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card is $100 cheaper to keep.
- Earning ceiling Tie
Same peak earning rate.
By the numbers
- Annual fee
- $95
- $195
- Welcome offer (typical value)
- $1,125
- $1,000
- First-year net
- +$1,030
- +$805
- Peak earning rate
- 5×
- 5×
- Top categories
- Travel Portal, Capital One Entertainment
- Chase Travel, Large Purchases, Lyft
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Capital One Miles
- Chase Ultimate Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.