Capital One Venture X Rewards Credit Card vs. Marriott Bonvoy Boundless Credit Card
On the criteria below, Capital One Venture X Rewards Credit Card wins 3 of 5. The verdict depends on which criteria matter to you.
Capital One Venture X Rewards Credit Card
Capital One
Marriott Bonvoy Boundless Credit Card
Chase
Capital One Venture X Rewards Credit Card wins 3 of 5 criteria here, making it the stronger all-rounder.
Capital One Venture X Rewards Credit Card wins on earning ceiling, lounge access, and travel insurance; Marriott Bonvoy Boundless Credit Card wins on first-year math and annual fee.
Pick the Marriott Bonvoy Boundless Credit Card if year-one math is your priority; take the Marriott Bonvoy Boundless Credit Card if you want a cheaper card to keep long-term.
Who wins what
3 vs 2- First-year math Marriott Bonvoy Boundless Credit Card
Marriott Bonvoy Boundless Credit Card wins on bonus value minus annual fee.
- Annual fee Marriott Bonvoy Boundless Credit Card
Marriott Bonvoy Boundless Credit Card is $300 cheaper to keep.
- Earning ceiling Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card earns more on its best category (10× vs 6×).
- Lounge access Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card includes lounge access; the other doesn't.
- Travel insurance Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card carries built-in travel insurance.
By the numbers
- Annual fee
- $395
- $95
- Welcome offer (typical value)
- $1,125
- $1,000
- First-year net
- +$730
- +$905
- Peak earning rate
- 10×
- 6×
- Top categories
- Hotels Via Portal, Flights Via Portal
- Marriott Hotels, Grocery, Gas
- Lounge access
- capital-one-lounge, priority-pass
- No
- Travel insurance
- Yes
- No
- Elite status
- Yes
- Yes
- Foreign transaction fee
- None
- None
- Reward currency
- Capital One Miles
- Marriott Bonvoy
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.