Capital One VentureOne Rewards Credit Card vs. Chase Freedom Unlimited
On the criteria below, Capital One VentureOne Rewards Credit Card wins 2 of 5. The verdict depends on which criteria matter to you.
Capital One VentureOne Rewards Credit Card
Capital One
Chase Freedom Unlimited
Chase
Capital One VentureOne Rewards Credit Card wins 2 of 5 criteria here, making it the stronger all-rounder.
Capital One VentureOne Rewards Credit Card wins on first-year math and foreign transactions; Chase Freedom Unlimited wins on travel insurance.
Pick the Capital One VentureOne Rewards Credit Card if year-one math is your priority.
Who wins what
2 vs 1 (2 tie)- First-year math Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Credit Card wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Tie
Same peak earning rate.
- Travel insurance Chase Freedom Unlimited
Chase Freedom Unlimited carries built-in travel insurance.
- Foreign transactions Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Credit Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- $300
- $200
- First-year net
- +$300
- +$200
- Peak earning rate
- 5×
- 5×
- Top categories
- Capital One Entertainment, Travel Portal
- Chase Travel, Dining, Drugstores
- Lounge access
- No
- No
- Travel insurance
- No
- Yes
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- 3.00%
- Reward currency
- Capital One Miles
- Chase Ultimate Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.