Capital One VentureOne Rewards Credit Card vs. Southwest Rapid Rewards Priority Credit Card
On the criteria below, Capital One VentureOne Rewards Credit Card wins 3 of 4. The verdict depends on which criteria matter to you.
Capital One VentureOne Rewards Credit Card
Capital One
Southwest Rapid Rewards Priority Credit Card
Chase
Capital One VentureOne Rewards Credit Card wins 3 of 4 criteria here, making it the stronger all-rounder.
Capital One VentureOne Rewards Credit Card wins on first-year math, annual fee, and earning ceiling; Southwest Rapid Rewards Priority Credit Card wins on travel insurance.
Pick the Capital One VentureOne Rewards Credit Card if year-one math is your priority; take the Capital One VentureOne Rewards Credit Card if you want a cheaper card to keep long-term.
Who wins what
3 vs 1- First-year math Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Credit Card wins on bonus value minus annual fee.
- Annual fee Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Credit Card is $229 cheaper to keep.
- Earning ceiling Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Credit Card earns more on its best category (5× vs 4×).
- Travel insurance Southwest Rapid Rewards Priority Credit Card
Southwest Rapid Rewards Priority Credit Card carries built-in travel insurance.
By the numbers
- Annual fee
- Free
- $229
- Welcome offer (typical value)
- $300
- —
- First-year net
- +$300
- $-229
- Peak earning rate
- 5×
- 4×
- Top categories
- Travel Portal, Capital One Entertainment
- Airfare, Gas, Dining
- Lounge access
- No
- No
- Travel insurance
- No
- Yes
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Capital One Miles
- Southwest Rapid Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.