Capital One VentureOne Rewards Credit Card vs. PayPal Cashback Mastercard
On the criteria below, Capital One VentureOne Rewards Credit Card wins 3 of 4. The verdict depends on which criteria matter to you.
Capital One VentureOne Rewards Credit Card
Capital One
PayPal Cashback Mastercard
Synchrony
Capital One VentureOne Rewards Credit Card wins 3 of 4 criteria here, making it the stronger all-rounder.
Capital One VentureOne Rewards Credit Card leads on first-year math, earning ceiling, and foreign transactions, while PayPal Cashback Mastercard only ties the rest.
Pick the Capital One VentureOne Rewards Credit Card if year-one math is your priority.
Who wins what
3 vs 0 (1 tie)- First-year math Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Credit Card wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Credit Card earns more on its best category (5× vs 3×).
- Foreign transactions Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Credit Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- $300
- —
- First-year net
- +$300
- +$0
- Peak earning rate
- 5×
- 3×
- Top categories
- Travel Portal, Capital One Entertainment
- PayPal Purchases
- Lounge access
- No
- No
- Travel insurance
- No
- No
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- 3.00%
- Reward currency
- Capital One Miles
- PayPal Cash Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.