Chase Freedom Flex vs. Marriott Bonvoy Boundless Credit Card
On the criteria below, Marriott Bonvoy Boundless Credit Card wins 3 of 4. The verdict depends on which criteria matter to you.
Chase Freedom Flex
Chase
Marriott Bonvoy Boundless Credit Card
Chase
Marriott Bonvoy Boundless Credit Card wins 3 of 4 criteria here, making it the stronger all-rounder.
Chase Freedom Flex wins on annual fee; Marriott Bonvoy Boundless Credit Card wins on first-year math, earning ceiling, and foreign transactions.
Pick the Marriott Bonvoy Boundless Credit Card if year-one math is your priority; take the Chase Freedom Flex if you want a cheaper card to keep long-term.
Who wins what
1 vs 3- First-year math Marriott Bonvoy Boundless Credit Card
Marriott Bonvoy Boundless Credit Card wins on bonus value minus annual fee.
- Annual fee Chase Freedom Flex
Chase Freedom Flex is $95 cheaper to keep.
- Earning ceiling Marriott Bonvoy Boundless Credit Card
Marriott Bonvoy Boundless Credit Card earns more on its best category (6× vs 5×).
- Foreign transactions Marriott Bonvoy Boundless Credit Card
Marriott Bonvoy Boundless Credit Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- $95
- Welcome offer (typical value)
- $200
- $875
- First-year net
- +$200
- +$780
- Peak earning rate
- 5×
- 6×
- Top categories
- Rotating Quarterly, Chase Travel, Dining
- Marriott Hotels, Grocery, Gas
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- Yes
- Foreign transaction fee
- 3.00%
- None
- Reward currency
- Chase Ultimate Rewards
- Marriott Bonvoy
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.