Ink Business Cash Credit Card vs. United Quest Card
Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.
Ink Business Cash Credit Card
Chase
United Quest Card
Chase
Ink Business Cash Credit Card and United Quest Card split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.
Ink Business Cash Credit Card wins on first-year math and annual fee; United Quest Card wins on earning ceiling and foreign transactions.
Pick the Ink Business Cash Credit Card if year-one math is your priority; take the Ink Business Cash Credit Card if you want a cheaper card to keep long-term.
Who wins what
2 vs 2- First-year math Ink Business Cash Credit Card
Ink Business Cash Credit Card wins on bonus value minus annual fee.
- Annual fee Ink Business Cash Credit Card
Ink Business Cash Credit Card is $350 cheaper to keep.
- Earning ceiling United Quest Card
United Quest Card earns more on its best category (10× vs 5×).
- Foreign transactions United Quest Card
United Quest Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- $350
- Welcome offer (typical value)
- $750
- $910
- First-year net
- +$750
- +$560
- Peak earning rate
- 5×
- 10×
- Top categories
- Office Supplies, Internet Cable Phone, Gas
- Airfare, Travel, Hotels Resorts
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- 3.00%
- None
- Reward currency
- Chase Ultimate Rewards
- United MileagePlus
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.