Ink Business Cash Credit Card vs. Citi Double Cash Card
On the criteria below, Ink Business Cash Credit Card wins 2 of 4. The verdict depends on which criteria matter to you.
Ink Business Cash Credit Card
Chase
Citi Double Cash Card
Citi
Ink Business Cash Credit Card wins 2 of 4 criteria here, making it the stronger all-rounder.
Ink Business Cash Credit Card leads on first-year math and travel insurance, while Citi Double Cash Card only ties the rest.
Pick the Ink Business Cash Credit Card if year-one math is your priority.
Who wins what
2 vs 0 (2 tie)- First-year math Ink Business Cash Credit Card
Ink Business Cash Credit Card wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Tie
Same peak earning rate.
- Travel insurance Ink Business Cash Credit Card
Ink Business Cash Credit Card carries built-in travel insurance.
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- $750
- $200
- First-year net
- +$750
- +$200
- Peak earning rate
- 5×
- 5×
- Top categories
- Office Supplies, Internet Cable Phone, Gas
- Travel Portal
- Lounge access
- No
- No
- Travel insurance
- Yes
- No
- Elite status
- No
- No
- Foreign transaction fee
- 3.00%
- 3.00%
- Reward currency
- Chase Ultimate Rewards
- Citi ThankYou Points
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.