Ink Business Cash Credit Card vs. Wells Fargo Active Cash Card
On the criteria below, Ink Business Cash Credit Card wins 2 of 3. The verdict depends on which criteria matter to you.
Ink Business Cash Credit Card
Chase
Wells Fargo Active Cash Card
Wells Fargo
Ink Business Cash Credit Card wins 2 of 3 criteria here, making it the stronger all-rounder.
Ink Business Cash Credit Card leads on first-year math and earning ceiling, while Wells Fargo Active Cash Card only ties the rest.
Pick the Ink Business Cash Credit Card if year-one math is your priority.
Who wins what
2 vs 0 (1 tie)- First-year math Ink Business Cash Credit Card
Ink Business Cash Credit Card wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Ink Business Cash Credit Card
Ink Business Cash Credit Card earns more on its best category (5× vs 0×).
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- $750
- $200
- First-year net
- +$750
- +$200
- Peak earning rate
- 5×
- —
- Top categories
- Office Supplies, Internet Cable Phone, Gas
- —
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- 3.00%
- 3.00%
- Reward currency
- Chase Ultimate Rewards
- Cashback
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.