Ink Business Cash Credit Card vs. Wells Fargo Autograph Journey Card
On the criteria below, Ink Business Cash Credit Card wins 2 of 4. The verdict depends on which criteria matter to you.
Ink Business Cash Credit Card
Chase
Wells Fargo Autograph Journey Card
Wells Fargo
Ink Business Cash Credit Card wins 2 of 4 criteria here, making it the stronger all-rounder.
Ink Business Cash Credit Card wins on first-year math and annual fee; Wells Fargo Autograph Journey Card wins on foreign transactions.
Pick the Ink Business Cash Credit Card if year-one math is your priority; take the Ink Business Cash Credit Card if you want a cheaper card to keep long-term.
Who wins what
2 vs 1 (1 tie)- First-year math Ink Business Cash Credit Card
Ink Business Cash Credit Card wins on bonus value minus annual fee.
- Annual fee Ink Business Cash Credit Card
Ink Business Cash Credit Card is $95 cheaper to keep.
- Earning ceiling Tie
Same peak earning rate.
- Foreign transactions Wells Fargo Autograph Journey Card
Wells Fargo Autograph Journey Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- $95
- Welcome offer (typical value)
- $750
- —
- First-year net
- +$750
- $-95
- Peak earning rate
- 5×
- 5×
- Top categories
- Office Supplies, Internet Cable Phone, Gas
- Hotels, Airlines, Dining
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- 3.00%
- None
- Reward currency
- Chase Ultimate Rewards
- Wells Fargo Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.