Ink Business Preferred Credit Card vs. United Quest Card
On the criteria below, Ink Business Preferred Credit Card wins 2 of 3. The verdict depends on which criteria matter to you.
Ink Business Preferred Credit Card
Chase
United Quest Card
Chase
Ink Business Preferred Credit Card wins 2 of 3 criteria here, making it the stronger all-rounder.
Ink Business Preferred Credit Card wins on first-year math and annual fee; United Quest Card wins on earning ceiling.
Pick the Ink Business Preferred Credit Card if year-one math is your priority; take the Ink Business Preferred Credit Card if you want a cheaper card to keep long-term.
Who wins what
2 vs 1- First-year math Ink Business Preferred Credit Card
Ink Business Preferred Credit Card wins on bonus value minus annual fee.
- Annual fee Ink Business Preferred Credit Card
Ink Business Preferred Credit Card is $255 cheaper to keep.
- Earning ceiling United Quest Card
United Quest Card earns more on its best category (10× vs 3×).
By the numbers
- Annual fee
- $95
- $350
- Welcome offer (typical value)
- $1,700
- $910
- First-year net
- +$1,605
- +$560
- Peak earning rate
- 3×
- 10×
- Top categories
- Shipping, Advertising Social Search, Internet Cable Phone
- Airfare, Travel, Hotels Resorts
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Chase Ultimate Rewards
- United MileagePlus
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.