Ink Business Unlimited Credit Card vs. Southwest Rapid Rewards Priority Credit Card
On the criteria below, Ink Business Unlimited Credit Card wins 3 of 4. The verdict depends on which criteria matter to you.
Ink Business Unlimited Credit Card
Chase
Southwest Rapid Rewards Priority Credit Card
Chase
Ink Business Unlimited Credit Card wins 3 of 4 criteria here, making it the stronger all-rounder.
Ink Business Unlimited Credit Card wins on first-year math, annual fee, and earning ceiling; Southwest Rapid Rewards Priority Credit Card wins on foreign transactions.
Pick the Ink Business Unlimited Credit Card if year-one math is your priority; take the Ink Business Unlimited Credit Card if you want a cheaper card to keep long-term.
Who wins what
3 vs 1- First-year math Ink Business Unlimited Credit Card
Ink Business Unlimited Credit Card wins on bonus value minus annual fee.
- Annual fee Ink Business Unlimited Credit Card
Ink Business Unlimited Credit Card is $229 cheaper to keep.
- Earning ceiling Ink Business Unlimited Credit Card
Ink Business Unlimited Credit Card earns more on its best category (5× vs 4×).
- Foreign transactions Southwest Rapid Rewards Priority Credit Card
Southwest Rapid Rewards Priority Credit Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- $229
- Welcome offer (typical value)
- $750
- —
- First-year net
- +$750
- $-229
- Peak earning rate
- 5×
- 4×
- Top categories
- Lyft
- Airfare, Gas, Dining
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- 3.00%
- None
- Reward currency
- Chase Ultimate Rewards
- Southwest Rapid Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.