Head to head

Ink Business Unlimited Credit Card vs. Apple Card

On the criteria below, Ink Business Unlimited Credit Card wins 3 of 5. The verdict depends on which criteria matter to you.

Ink Business Unlimited Credit Card

Chase

Goldman Sachs Bank USA

At a glance

Ink Business Unlimited Credit Card wins 3 of 5 criteria here, making it the stronger all-rounder.

Ink Business Unlimited Credit Card wins on first-year math, earning ceiling, and travel insurance; Apple Card wins on foreign transactions.

Pick the Ink Business Unlimited Credit Card if year-one math is your priority.

3 vs 1 (1 tie)

First-year math Ink Business Unlimited Credit Card

Ink Business Unlimited Credit Card wins on bonus value minus annual fee.
Annual fee Tie

Same annual fee.
Earning ceiling Ink Business Unlimited Credit Card

Ink Business Unlimited Credit Card earns more on its best category (5× vs 3×).
Travel insurance Ink Business Unlimited Credit Card

Ink Business Unlimited Credit Card carries built-in travel insurance.
Foreign transactions Apple Card

Apple Card has a lower (or zero) foreign transaction fee.

Annual fee: Free; Free
Welcome offer (typical value): $750; —
First-year net: +$750; +$0
Peak earning rate: 5×; 3×
Top categories: Lyft; Apple And App Store, Apple Pay, Bonus Daily Cash Merchants
Lounge access: No; No
Travel insurance: Yes; No
Elite status: No; No
Foreign transaction fee: 3.00%; None
Reward currency: Chase Ultimate Rewards; Apple Daily Cash

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.