Ink Business Unlimited Credit Card vs. Sam's Club Mastercard
On the criteria below, Ink Business Unlimited Credit Card wins 2 of 5. The verdict depends on which criteria matter to you.
Ink Business Unlimited Credit Card
Chase
Sam's Club Mastercard
Synchrony
Ink Business Unlimited Credit Card wins 2 of 5 criteria here, making it the stronger all-rounder.
Ink Business Unlimited Credit Card wins on first-year math and travel insurance; Sam's Club Mastercard wins on foreign transactions.
Pick the Ink Business Unlimited Credit Card if year-one math is your priority.
Who wins what
2 vs 1 (2 tie)- First-year math Ink Business Unlimited Credit Card
Ink Business Unlimited Credit Card wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Tie
Same peak earning rate.
- Travel insurance Ink Business Unlimited Credit Card
Ink Business Unlimited Credit Card carries built-in travel insurance.
- Foreign transactions Sam's Club Mastercard
Sam's Club Mastercard has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- $750
- $30
- First-year net
- +$750
- +$30
- Peak earning rate
- 5×
- 5×
- Top categories
- Lyft
- Gas Ev Charging, Dining, Sams Club Purchases
- Lounge access
- No
- No
- Travel insurance
- Yes
- No
- Elite status
- No
- No
- Foreign transaction fee
- 3.00%
- None
- Reward currency
- Chase Ultimate Rewards
- Sam's Cash
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.