Marriott Bonvoy Boundless Credit Card vs. Chase Sapphire Preferred
Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.
Marriott Bonvoy Boundless Credit Card
Chase
Chase Sapphire Preferred
Chase
Marriott Bonvoy Boundless Credit Card and Chase Sapphire Preferred split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.
Marriott Bonvoy Boundless Credit Card wins on earning ceiling; Chase Sapphire Preferred wins on first-year math.
Pick the Chase Sapphire Preferred if year-one math is your priority.
Who wins what
1 vs 1 (1 tie)- First-year math Chase Sapphire Preferred
Chase Sapphire Preferred wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Marriott Bonvoy Boundless Credit Card
Marriott Bonvoy Boundless Credit Card earns more on its best category (6× vs 5×).
By the numbers
- Annual fee
- $95
- $95
- Welcome offer (typical value)
- $875
- $1,700
- First-year net
- +$780
- +$1,605
- Peak earning rate
- 6×
- 5×
- Top categories
- Marriott Hotels, Grocery, Gas
- Chase Travel Portal, Dining, Travel
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Marriott Bonvoy
- Chase Ultimate Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.